What is a Checking Account?
A Checking Account is a type of account that enables you easily deposit and withdraws funds quickly. You can either open a Checking Account at the bank or from a Credit Union. However, you need the Best Checking Account has it provide you with features that match or fit your habits and preferences while managing the daily financial transactions.
You might be wondering, what are the Best Checking Accounts and what features they do offer? You don’t need to panic as we have compiled a list of some of the Best Checking accounts.
There are several Checking Account Companies and selecting from the extensive list can be overwhelming. Using our list can help you make the right decision while selecting your own Checking Account.
It is, however, worthy to note that, when shopping for a Checking Account, you need to keep in mind the features that are most important to you in mind.
5 Overall Best Checking Account for You
Some of the best checking accounts you can look out for include;
Axos Bank Rewards Checking
Axos Bank Rewards Checking is one of the Best Checking Accounts and it has a high ranking. It pays up to 1.00 APY which is a very competitive rare amongst other checking accounts. A Checking Account with this company provides you access to five tiers of rewards which helps to increase your earning potential.
Also, account holders have access to a large ATM network, helpful online and mobile features to manage your money and it is easy to make use of.
Consumers Credit Union Rewards Checking
Another best check-in Account is Consumers Credit Union Rewards Checking. This account offers all account holders the opportunity of earning one of the highest APYs available. However, a fee of $5 for membership needs to be paid to the cooperative. You can earn as much as you want but you need to meet the qualifications each month.
No monthly fee is required to maintain your account and it offers unlimited reimbursement of ATM fee if you meet the monthly qualification requirements. To join the organization, you can pay the sum of $5 which is non-refundable to become a member today.
Connexus Credit Union Xtraordinary Checking
Connexus Credit Union Xtraordinary Checking also ranks well amongst the best Checking Account and this Is due to its amazing features. These features include; it’s customer service, digital banking, and more. Having an account with the company provides you with a free debit card plus access to pay bills online, mobile deposit, and peer-to-peer Payment.
It is, however, compulsory to open a regular saving account to get a checking account. Note that; there is no minimum deposit requirement, no fee is charged for its in-network or out- network. But the regular saving account requires a minimum deposit of $5.
LendingClub also stands out to be amongst the best and top checking accounts. The company offers different outstanding features and is ranked across the board as the best Checking Account provider. With a checking account from Lending Club, you get access to unlimited cashback, ATM fee Rebates plus no hidden or monthly fee.
Manage and monitor your checking account online via its easy-to-use mobile app and also open an account directly from the app. If you have any issue or complaint, you can use its customer support by chatting, calling, or sending emails to them and your issue will be resolved. You can check out other features the service offers online by visiting its website.
Alliant Credit Union High Rate Checking
Research has shown that this company stands out amongst other Checking Account providers due to its digital banking tools. You can easily manage and monitor your account from its top-rated website or via its mobile app.
The account also doesn’t charge you any monthly maintenance fee or require a minimum balance. Account-holders get a contactless visa debit card and standard check free with this account.
The only setback is that it has limited branch locations and doesn’t participate in shared branching. However, they provide you with the best service via their website or mobile app.