Big lots credit card is a store card; it is issued by Comenity Capital Bank. The Comenity big lots credit card is designed with exclusive benefits and perks for its cardholders. The Big Lots card can be used in-store or online.
The credit card is designed without an annual fee and many other offers. It has exclusive offers for its cardholders and special financing on qualifying purchases. Continue to read on to get details about.
Big Lots Credit Card
The Big lots credit card is one of the private band credit cards with Comenity Capital Bank. It is a store credit card as explained earlier. The credit card is built with exclusive cardholder perks.
The credit card does not have an annual fee charge but has a high regular APR rate of 25.64%. There are deferred interest rates on the credit card, 6 or 12 months on a minimum purchase of $250 or $750, respectively.
The Big lots credit does not offer to sign-up bonuses or rewards, or cash back. However, to get approval for the credit, you must have a fair credit score of 650+ or an excellent credit score.
The Big Lots credit card exclusive benefits for its cardholders are as follows;
- There is no annual fee charges.
- Members enjoy special offers.
- Special financing options when making a qualifying purchase.
- In-store account lookup to complete your purchase if you forget your credit card.
- At registration, your credit card account summary Information will be available, so you need to know the amount of credit you have available.
- 24/7 online account management.
- Paperless billing options make life easier.
- Offers deterred interest of 6 months and no interest if paid in full within 6 months on purchases of $250 or more.
- 12 Mo.
Big Lots Credit Card online application
After reading to this point, you have seen the benefits of the Big Lots credit card. It is until you apply for a credit card that you can experience these benefits. If you want to go ahead to apply then follow the guide below.
- Visit the credit card page https://d.comenity.net/ac/biglots/public/home.
- Tap on the Apply
- On the next page, https://acquire1.comenity.net/?clientName=biglots&.
- Fill in the prefill information.
- Your mobile phone.
- The last 4-digits of your social security number.
- Zip code.
- Read the information in the terms about opening an account.
- Tap on the Continue button.
- Get straight to the application with prefill.
- Scroll down and tap on Apply Without Pre-fill widget.
- On the next page, fill the space with your information.
- First, and Last name.
- Street, Apt./Suite.
- City, State, zip code.
- Email address.
- Date of birth.
- Annual income.
- The last 4 digits are Social Security numbers.
- Alternate phone number.
- Tap on the Next.
The guide above will help you apply for the Big Lots credit card. Keep following the on-screen instructions till your application is fully completed. It will take 5-10 business days to receive your credit card.
Big Lots Credit Card Sign In or login
Big Lots credit card login allows cardholders access to manage their account online at any time and anywhere. To access your account, benefits, make a card payment, etc. You will need to log in to your account online. Use these steps to login to your account;
- Visit Big Lots Comenity Bank page https://d.comenity.net/ac/biglots/public/home
- Click the Sign In
- On the next page, you tap on the Sign In
- Create new sign in details.
- A Username and create a,
- Tap on the Sign in
To sign in or login to Big Lots credit card follow the steps above.
How to Register Your Big Lots Credit Card account Online
When you register your Big Lots credit card account online, you will be able to fully access your account. Use these steps to register your account.
- Get to the Big lots credit card web page on Comenity Capital Bank page. https://d.comenity.net/ac/biglots/public/home.
- Navigate to the right side.
- Tap on the Register Now
- On the new page, enter your credit card account number.
- Zip code or Postal code.
- Identification type selected from the options (social security number, social Insurance number, alternate identification).
- Enter the last four digits of your Social Security Number.
- Scroll down and tap on Find My Account
Use these guides above to register Big Lots credit card account online.
Big Lots Credit Card Activation
The Comenity net Big Lots activate card is easy to carry out. When you activate the card, you can use the card.
- On the official website of Big Lots Comenity Capital Bank Web page https://d.comenity.net/ac/biglots/public/home.
- Navigate to the widget “Activate Card”.
- On the next page, fill out the form.
- Credit Card account number.
- Expiration date.
- Identification type selected from the options given.
- Enter the Last four numbers of social security.
- Zip Code/postal code.
- Tap on the “Continue” button.
Use this process to get your Big Lots credit card activated.
Big Lots Credit Card Payment
The Big Lots credit card payment can be achieved in different ways. You can pay your credit card bill in these methods including online payment, payment by Mail, Phone payment, etc.
Online payment seems the most convenient, secure, service that one can use for credit card payment.
Cardholders can use this service anytime. Just log in to your Big Lots Comenity account and visit the payment section or directly visit the payment page https://c.comenity.net/ac/biglots/secure/payments. Enter the amount you want to pay, select the payment date, and your payment account.
Cardholders can set up an AutoPay schedule for Payment to be deducted automatically from your payment account each month. This service frees you from worries about the due date and late penalty.
Or use the EasyPay Options
- Get to the official website of Big Lots.
- Navigate to the right side at the top bar of the page.
- Tap on the EasyPay Options.
- On the new page, enter your credit card account.
- Zip Code or Postal.
- Identification type, select from the options.
- Enter four digits of SSN.
- Tap on the Find My Account button.
These will enable you to use EasyPay Options to make your card payment with ease.
Big Lots credit card Customer Service
The Big Lots credit card has an exclusive excellent customer service team. The customer service team will attend to all your questions, issues, complaints, and suggestions on your credit card.
To contact them or speak with a representative, get to the web page online. At the Help widget on the right side of the page.
On the next page, you will get the phone number to speak with the card customer representative. Or drop a message or you can use the Live Chat channel.