Unemployment insurance is there to assist unemployed people. When you file for Unemployment Insurance, it will enable you to receive temporary income. Which are unemployment compensation, unemployment benefits, or unemployment payment.
Unemployment insurance is a federal-state scheme that gives unemployment benefits to qualified unemployed workers.
This insurance is for persons who have become unemployed through no fault of theirs. Before you receive unemployment insurance, you need to first file a claim with unemployment insurance in the state where you worked.
Who is Eligible to File for Unemployment Insurance?
Before filing for unemployment insurance, you need to first qualify for it. The requirements vary from state to state.
- You must be able and willing to work.
- To qualify for unemployment insurance, you should have earned above a certain amount during a specific period before becoming unemployed.
- You should also be on the work search.
- And, you must be unemployed due to no fault of yours. For example, you were laid off or sacked unfairly.
If you meet these requirements then you are eligible for benefits.
What You Need to File an Unemployment Insurance
If you are asking the question, How Do you File for Unemployment Insurance, know that you will be needing some documents to file for it? Below they are;
- Your home addresses.
- Mailing number.
- Valid email address.
- Your contact numbers.
- UC System username and password.
- Your bank information.
Sometimes additional information may be required. You will also need to provide information about your former employer. They include;
- Your employer’s name, phone number, and address.
- Employer’s PA UC account number.
- Your first and last day of work with your employer.
- Your reason for leaving.
- And pension or severance package information.
This are the information you will be needing.
How Do You File for Unemployment Insurance?
However, you can file for your benefit online, by telephone, or through video phone. If you meet the eligibility requirements, you will get your first payment two to three weeks after you file for unemployment benefits.
But if you do not receive your benefit and your claim status shows pending, it means your application is still being reviewed. Sometimes you will need to provide some additional information, so you need to respond to any message or phone you receive related to the unemployment benefits.
1. Establish Initial Claim
To file for unemployment insurance, you need to first establish an initial claim. But you can only do this if you have not applied within the last 12 months and you just became unemployed or under-employed.
2. Re-Open Existing Claim
If you have filed for insurance for at least one week during the last 12 months, you already have a claim on file with the insurance Department. So, you have to Re-Open your previous claim, instead of establishing a new claim.
3. File a Weekly Claim
When you have established or Re-Opened a claim for benefits, you will need to file a claim every week you are unemployed or under-employed to receive your benefit.
How to Apply for Unemployment Insurance
To apply for unemployment benefits, adhere to the steps below.
- Contact your state’s unemployment insurance program as soon as you become unemployed.
- You need to file your claim with the state where you worked. For instance, if you worked in a state different from the one where you now live. Or if you worked in multiple states, the state unemployment insurance agency where you now live will provide information about how to file your claim with other states.
- When filing a claim, you will be asked for certain information, like addresses and dates of your former employment. Ensure you give complete and correct information, to avoid delay of your benefits.
- Receiving your first benefit check usually takes two to three weeks after you file your claim.
With the above steps, you will be able to apply for unemployment benefits.