Wayfair credit card is one of the good credit cards you can shop with either online or in-store. The Wayfair credit card is used to make purchases at Wayfair, it is a store credit card that comes with some benefits for card users, especially the Wayfair Mastercard.
Wayfair company came into existence in 2002, so far, the company has been a leading retailer for home décor and products. Its corporate headquarters are in both Boston and Berlin and have more than 25 million customers globally. Today Wayfair is among the top largest home retailers in the world.
So, it’s not a big deal if Wayfair has its own credit card, the card in shopping, and easy ordering and quick shipping too. If you love shopping at Wayfair, what are you waiting for get the Wayfair credit card for easy shopping?
Wayfair Credit Card Review
The Wayfair Credit Card is issued by Citibank and it’s specifically for Wayfair purchases. The Wayfair Credit Card offers incredible benefits exclusively for its cardholders.
However, the Wayfair Credit Card is a great option if you are a Wayfair frequent shopper. And, there is no annual fee to battle up your savings. However, the credit card rewards are limited to just purchases at Wayfair. That makes it truly an option for those that shop at Wayfair more than those that shop at other retailers.
However, to start using the financing plan, just shop as normal and add your plan to your cart. All eligible plans will be displayed for easy access. First, get pre-qualify for the Wayfair credit card and begin your credit card application.
How To Apply for Wayfair Credit Card
To begin your Wayfair credit card application, start first with the Pre-qualification process. See the guide below:
Steps to Pre-qualify
To start the Prequalify check get to the official website.
- Start first visit the website at https://www.wayfair.com/wayfaircard.
- On the new page enter your Email address.
- Next tap on Continue.
In just a few steps your results and approval will be sent to you.
How to Apply for the Wayfair Credit Card
To apply for the Wayfair credit card is easy, but take note that, the Wayfair credit card and the Wayfair Mastercard share the same application process. You can apply for both cards together depending on your financial capacity.
Before you apply, get prequalified on the website without affecting your credit score. On the official website, https://www.wayfair.com/Wayfaircard enter your personal information, including your full name, email address, residential address, and mobile phone number.
Also, your financial status, like your annual income and your social security number. When you enter this information, you read the Wayfair credit card term and conditions, rates, and interest fees and submit your application.
Also, if you contact the call customer service team at 1-800-365-2714 to apply by phone. If you receive approval for both, you can choose the card you prefer.
Wayfair Credit Card Login
When you through the Wayfair card application online, next you need to login to your account online to begin managing your Wayfair card online. Since the Wayfair credit card is issued by Citibank, then get to the login page for the Wayfair credit card. So here are the steps to login to your account.
- Visit at https://citiretailservices.citibankonline.com/RSauth/signon?pagename=signon&siteld=PLCN_WFCC&langld=en_US&brandld=WF.
- This is the sign on page for the Wayfair credit card.
- On the page, enter the User ID and Password.
- Scroll down and tap on the Sign On button.
On this page, you can login to your Wayfair credit card.
How To Recover Your WayFair Login Credentials
If you lost or forgot your login credentials for your Wayfair credit card, do not worry much this content got covered you, you will be fixed on how to retrieve your User ID and reset your Password
- On the Sign On page of the Wayfair card.
- Scroll down and tape on the Retrieve User ID link.
- On the new page, key in your Card number, and name as appears on your card.
- Security code and the last four digits of your primary cardholder’s SSN.
- Tap on the Verify button.
Use this guide to retrieve and reset your password Wayfair credit card.
How to Pay Wayfair Credit Card
However, to pay your Wayfair credit card bill, there are ways to carry on with it. It can be done online, by phone, and via Mail.
Login in to your account online with the steps above to make your payment online. Contact the Wayfair credit card customer service with their phone number for assistance.
By Mail here is the payment address
Citi Retail Services
PO Box 70267
Philadelphia, PA 19176-0267
Wayfair Credit Card Customer Service
The Wayfair credit card customer service is easy to manage with multiple support options. In addition to simple online account management, you can also contact Wayfair by phone or mail.
Customer service phone number 1-800-365-2714 they are always available to attend to you.
Read More; How to know if my Credit Card is Active
With Wayfair, there is easy online account management, where you can monitor your account and pay your bill.
You also can contact Wayfair by mail.
Wayfair Credit Card
PO Box 6772
Sioux Falls, SD 57117
The Wayfair Credit Card is a fantastic option if you are a diehard Wayfair customer, thanks to its rewards system. If you have a big purchase coming up, this also could be a fantastic way to save you money on interest.
However, because card use is limited to just Wayfair and its branded sites, this card is not likely worth it if you are an occasional Wayfair shopper or prefer other sites and shops.
Is it hard to get a credit card from Wayfair?
Is the Wayfair Credit Card easy to get? Yes, if you have good credit (580 credit score) or above, you will likely be approved for this card.
What credit score is needed for Wayfair?
The Wayfair Mastercard® has stricter approval requirements, and it usually takes a credit score of at least 650 to get it. If you’re approved for both cards, you’ll be able to choose the one you want.
Where can I use my Wayfair credit card?
The Wayfair Credit Card and Wayfair Mastercard can be used across all Wayfair retail sites: wayfair.com, jossandmain.com, allmodern.com, birchlane.com, and perigold.com. The Wayfair Mastercard can also be used anywhere Mastercard is accepted.
What is the APR for the Wayfair Credit Card?
The APR for the Wayfair Credit Card is currently variable at 28.49%.
Is the Wayfair Credit Card the same as the Wayfair Mastercard?
No, the Wayfair Credit Card is designed specifically for Wayfair, while the Wayfair Mastercard comes with added benefits and protections.
How do I increase my credit limit with Wayfair?
Keep in mind that you can ask to get a credit limit increase by calling the customer service number on the back of your card, but it’s best not to do that more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase.