Do you know what www.meetbrightway.com/Applynow is? It is the OMF BrightWay credit card application portal. So, if you need to apply for an OMF credit card, you can click the link above. Also, if you do not know the procedure of applying for a BrightWay credit card, this article is for you, scroll down and follow the guide.
One Main Financial BrightWay Credit Card Pre Approval
One thing you need to know is that, to apply for the Brightway credit card, you need to prequalify for the credit card. You can only apply for the card if you receive an invitation from Web Bank. This means you must be banking with them already. And they will run a check on you before sending you the preapproval code.
However, you need to know that you must have at least a fair credit to be eligible for the card. Also, they are many things that can impact your chance of being approved like your income, employment status, existing debt load, and housing status.
One Main Financial offers two credit cards, the BrightWay card, and a BrightWay + card. The BrightWay credit is given by Web Bank. Just like I have said above only users who prequalify for the credit card will get a mail offer from the bank. This mail comes with a code. The code is what applicants will use to continue with the application at www.meetbrightway.com/Applynow.
Brightway Card Application at www.meetbrightway.com/Applynow
The process of applying for an OMF Brightway credit card is easy and fast. Users can apply for the OMF card online, contact customer service for help or visit the One Main Financial (OMF) nearby branch.
A code is needed to complete the application. So, if you receive a mail offer from Web bank. You can proceed with the application process for the Bright Way card at www.meetbrightway.com/Applynow. But if you did not get the code, read the section below to find the code.
How to Find OMF Brightway Credit Card Application Offer Code
To find your code, you have to follow the guide below, but if you already have your code, you should skip this section.
- Move to https://www.brightway.onemainfinancial.com/?#/meet-brightway.
- Click on the Find here link.
- Then fill in your name.
- Submit your ZIP code and the last four digits of your SSN.
- Then tap on the Lookup offer tab.
When you find the code, you can then apply for a BrightWay credit card at www.meetbrightway.com/Applynow.
How to Apply for OMF Brightway Credit Card
If you want to apply for a BrightWay credit card, you should follow the process below to do so.
To apply for the BrightWay credit card;
- Go to https://www.brightway.onemainfinancial.com/#/meet-brightway or www.meetbrightway.com/Applynow.
- Fill in the 11-character code that was sent to your mail.
- Then tap on the “Look offer” widget.
- You will be directed to the application page. And you can now start your application. Check for approval in the next minute.
When you finalize your card application, it will take 5-7 business days to get your card in the mail.
How to Apply for Brightway Credit Card Over the Phone
You can apply for a credit card over the phone by calling the customer service phone number. To get the customer service phone number, follow the step below.
- Go to https://www.onemainfinancial.com/credit-cards.
- Scroll down the page and select the Contact Us button.
- Copy the number you will see under the Brightway Card section.
- Dial the phone number and follow the directives that will be given to you.
Aside from applying for a credit card over the phone, you can also visit any of their branches.
How to Find Nearest OMF Branch
If you need to visit an OMF branch, maybe to apply for a card, or for any other purpose, you will need to locate the nearest beach to you. And here is how you can find it.
- Navigate to https://www.onemainfinancial.com/credit-cards.
- Click on the Menu tab.
- Choose the search branch tab.
- Then fill in your City State or ZIP.
- Click on the Find Branch tab.
The nearest branch will be shown to you, you should visit the branch and then request to apply for the card.
Meetbrightway Credit Card
MeetBrightWay credit card is a product of OneMain Financial Holding company that is issued by Web Bank. The credit card is developed with amazing benefits for users. It is intended for those who are building credit, and for those with stable finances.
MeetBrightWay members with credit cards get to enjoy unlimited cash back, lower APR, and a credit limit increase. Also, they get zero security deposit, zero activation fee, and zero over-limit fees.
Brightway Credit Card Activation
Credit card activation is a must if you will make use of the card. When you get the card, you will need to activate it. You do not have to ignore the activation process because the functionality of your card depends on the activation process.
This implies that your card can not be used without activating it. Your card can be activated in two ways, first, you can carry out the activation by calling customer service using the number on the back of your card and you can also activate it through the app.
Brightway Credit Card Sign Up
There are different ways of signing up for online access on the bright way credit card website. Nevertheless, you can sign up for an account using the BrightWays app. But you will have to first install the app on your device.
Brightway Credit Card Login
BrightWay Credit card login can be done online or through the BrightWay app. Logging in to your account will enable you to manage your card, pay your bills, track your spending, monitor your payment progress, and view rewards.
How to Login to BrightWay Card
To Log in to BrightWay Card, follow the steps below.
- Visit https://www.brightway.onemainfinancial.com/#/meet-brightway.
- Move to the right-hand side of the page.
- Then click on the login widget.
- Type in your Email address.
- And on the next space bar, enter your Password.
- Then, click on the login widget.
Following the laid down, procedure will enable you login to your BrightWay account.
How to Download BrightWay App
Having the BrightWay app will be an added advantage to you as a cardholder. To download the Bright Way app, heed the steps below.
- Connected your device to the Internet.
- Click on the app launcher on your device.
- Type BrightWay app in the search bar.
- Click on the “install” button to download and install the app to your device.
When you tap the open button, you will be able to access the app.
OMF BrightWay Credit Card Customer Service
Brightway credit card has customer service that is designed to attend to the needs of all cardholders or customers of bright way service coverage. To reach out to bright way credit card customer service;
- You should launch the website on your web browser or you can visit https://www.onemainfinancial.com/credit-cards.
- Then click on the “contact us” button.
- Ascertain you are not a robot.
Use the number available on the website to reach out to customer service.
BrightWay Credit Card Cash Advance
One Main financial Bright way offers credit card cash advances. But it comes with a very high fee. The Cash advance fee is 3% ($10) per just one transaction, which is higher. A cash advance fee is charged anytime you used the credit card for withdrawals at an ATM. With in person at participating locations or cash advance check.
Also, have it in mind that when you make a cash advance, you will incur other costs with the BrightWay Card cash fee. There is another cash advance that applies after you complete the transaction. Also, the owner of the ATM may also add additional charges.
BrightWay Credit Card Limit
As a BrightWay Credit cardholder, it is very important to know about the card limit. Brightway has a card limit of up to $500. You can increase the limit through the milestone benefits. However, you need to know that, it cannot exceed $15,000.
What is Brightway App?
The Brightway app is an application offered to all Credit card holders by One Main Official. It will allow you to manage everything about the card on your mobile device. You can log in to your account, check transactions, pay bills, and more. The Bright Way app is available to download on the Google Play store and Apple App store.
Is BrightWay a MasterCard?
Yes, BrightWay credit card is a MasterCard. It is offered by Onemain financial and it can be used anywhere MasterCard is accepted generally.
How Do I Activate my BrightWay credit card?
If you intend to use your credit card, then activating it is a necessary step you must take. You can activate it through the credit card app and the phone number on the back of your card. This means you must download the BrightWay app. Follow this step to activate your card.
- Confirm your device is well connected to the internet.
- Click on the app launcher on your device.
- Search for the app.
- Then tap the “install” button to download the app and install it.
- Tap the open button to access the app.
When the app is open, follow the step on the page to activate your credit card.
Can I Pay OneMain with a Credit Card?
Yes, it is possible to pay OneMain with a credit card. Payment can be done with your Visa, MasterCard, Discover credit card, or debit card. You can also pay with Apple Pay, or with your bank account.
What Bank does BrightWay Credit Card Use?
Brightway credit cards are associated with One Main financial. But the cards are issued by Web bank
What is the Credit Limit for Brightway?
The Card limit for Brightway is $500. However, you can later increase it with milestone benefits after using it for a long time. But, it does not surpass, $15,000.
Can I Get Cash from my BrightWay card?
Yes, you can. But you need to know that it comes with a very high cost. The Brightway card cash advance is $10 per transaction which is very high.
Who can get a BrightWay Credit Card?
The Brightway credit card is a good option for people who wants to rebuild or establish their credit establish. It also makes a good first credit card for new users. However, you need to get invited to apply for the card. If you don’t get the offer, you cannot consider the card.
Can I get Cash Advance on My Brightway Credit Card?
Yes, you can. But it comes with a very high cost. The Cash advance fee is 3% ($10) per transaction, which is higher. There are lots of things to consider when you take your card out to withdraw money with your Brightway credit card at an ATM.
What is OneMain Financial Phone Number?
To get the Main financial phone number, visit their official credit card website at https://www.onemainfinancial.com/credit-cards. After that, click on “Contact us.” Confirm you are not a robot. and make use of the contact information to reach OneMain financial.
What Credit Bureau does OneMain Financial Use?
One Main Financial is one of the largest BrightWayb associates and lenders. It reports all your information to the major three credit bureaus ( TransUnion, Experian, and Equifax).
Does OneMain Verify Income?
Yes, OneMain Financial will verify your income and employment status when you apply for the credit card. Also, they will verify things like your, employment status, existing debt load, and housing status.