The website link for the premier bankcard credit card is www.mypremiercreditcard.com. Premier bank card is a credit card issuer. But this credit card is developed for consumers with low credit scores who may not be accepted for most other unsecured credit cards. Premier bank card is for those people who want to rebuild their credit and take a fresh start.
If you intend to boost your credit score, you will be able to accomplish it with the use of the My Premier credit card. You will be able to boost your credit score within 18 and 24 months by taking advantage of their top credit card.
You should have no plans of using this card for the long term. Rather, this card should be used for a short time to build your credit before moving on to a traditional credit card that offers rewards, lower fees, a higher credit limit, and lower interest rates.
First Premier Bank for www.mypremiercreditcard.com
The first premier bank was founded in 1999. It is a privately owned commercial bank with 17 branches in South Dakota. The bank is recognized for specializing in a large range of subprime credit cards that are traded to people with low credit scores. Premier bankcard is an affiliate of a premier bank. It is also the service provider for the first premier bank credit cards.
Who Should Use Premier Bank Card
Individuals with limited credit or those who are working to repair their credit may not have many appealing options when it comes to credit cards. The reason is that most rewards credit cards will want to see a higher credit score and stronger credit history before giving credit.
So, if you have bad or poor credit, you will need to rely temporarily on a secured credit card or an unsecured credit card with high fees while you in turn work to improve your credit score.
And the First Premier Bank Credit Card is an unsecured credit card that you should use to boost your credit score. Consumers with low credit scores who otherwise may be turned down for a credit card should use a premier bank card.
So, if you have good or excellent credit, or can be approved for a no-annual-fee credit card from other issuers, you should not use this card. But, if you have less-than-perfect credit and you are struggling to get a credit card, you should check out First Premier Bank Credit Card.
Premier Credit Card Application Process
Premier bank approves credit card applications that others may not. You do not need the perfect credit score to apply for a card at www.mypremiercreditcard.com. You just have to complete the application and find out if you are approved. To apply for the Premier bank credit card, you must;
- Go to www.mypremiercreditcard.com/.
- Tap apply now.
- Then choose your card design.
- Fill in the mandatory application.
- Next, agree to the terms and conditions.
- Then click “Submit Application”.
You have to follow the on-screen guideline to complete the process.
How to Sign Up for a Premier Account
If you do not have an online account on mypremiercreditcard.com, you should create it because you will need it.
- Go to the homepage and click on “Enroll” at the very top.
- Next, fill in your social security number and account number.
- You also need to create a username and password. The password must have between 8 to 12 characters.
- Then, you will be instructed to request a passcode.
- Enter the passcode, and re-enter your chosen password.
- Then choose between a public or private computer.
After tapping “Continue” you will be able to get access to your account.
How to Login to Your Premier Account
The Premier account login process is very easy.
- Go to the homepage at https://www.mypremiercreditcard.com/.
- Click on login, or visit https://connect.mypremiercreditcard.com/Profile/Login.
- Enter your username and password.
- Then tap continue.
You will be logged in to your account if you follow the above steps. If you forgot your password or username, you can retrieve it by clicking on “Forgot Username/Password”.
How to Activate Your Card
There are different ways of activating your premier credit card. It can be done online; you can activate it through the ATM and it can be activated through the phone.
Activate Your Card Online
Activating your card online will enable you to activate and register it at the same time. To do so, heed the instructions below.
- Go to mypremiercreditcard.com.
- Log in to your account. Then start the process of registering and activating the card.
- You will be required to enter some information like your social security number and credit card account number.
- After doing it, search for the “Continue” tab and click on It.
- It will take you to a new page where you will have to create a Nickname and Password. You will also need to fill in some information, they include a routing number, home address, etc.
With these steps, you will have your card registered and activated. Then you can start using your card to make payments.
Activate Your Card Via ATM
To activate your card via ATM, follow the steps below.
- Visit the closest First Premier Bank ATM.
- Swipe your card at the ATM.
- Next, choose the language.
- You will be instructed to input the Personal Identification Number.
- Choose the option for activating your card and you will receive an OTP on the mobile number you registered at the bank.
- Enter the OTP and your card would be activated.
This is how to activate your card through the ATM.
Activate Your Card Via Phone
To activate your credit card through the phone, you have to call the customer service line at 1-800-987-5521. You will also be needed to provide certain information. Ensure you have your card with you during the phone call.
How to Make Payment
You can make payment through your mobile phone, online, or through the mobile app. It depends on the choice you make.
If you want to pay with your phone, you should call 1-800-987-5521 and enter your card information when prompted.
To make a payment online, you have to log in to your account and find the payment button.
If you wish to pay through the mobile app, you should log in to your account and select your card, then tap the payment button.
Premier Credit Card App
The mobile app will enable you to manage your premier bank credit card. You can also view your recent transactions, make payments, or manage your account right from your mobile device. So, you should get the app. You can download the premier bank app for free in the Google Play Store or the Apple App Store.
How to Use the Card
If you are approved, you will be assigned a credit limit by the issuer. This credit limit will be $300, $400, $500, $600, $700 or $1,000, it is dependent on your creditworthiness. But your annual fee will be deducted from this credit limit.
So your initial available credit will be your credit limit minus your annual fee. Your priority while using the card would be to improve your credit score so you can get approved for a credit card with rewards, lower fees, and a higher credit line.
To make any inquiry, you can call customer service on 1-800-987-5521. They are available from 7 am – 9 pm on Monday – Friday and from 8 am – 4:30 pm on Saturday. You can also follow premier card on Facebook and Instagram to get the latest updates and valuable credit management tips.
How to Check Your Credit Card Balance
To check your premier card balance, you can call the bank through your phone at 800-315-6350 and then follow the prompts to enter your account information to check your balance. Also, you can call 800-501-6535 to speak with Customer Care.